With the free Young Checking Account from BBBank, you get 1 year of StudySmarter Premium for free – including flashcards, practice exams, and all premium features.
Your BBBank Young Checking Account: all the benefits for school, university, or vocational training
€0* for the checking account – free of charge until you turn 30: checking account, girocard, and Visa DirectCard*** (from age 18).
Up to €150* starting bonus as a gift!
Withdraw cash worldwide for next to nothing, up to 36 times per year. After that, you pay €1.50 per withdrawal. You may also be charged an (additional) fee by the ATM operator.
*BBBank Young Account requirements: New customer (no checking account in the past 24 months). €25 for opening a BBBank checking account. Free of charge until reaching the age of 30. From the age of 30: 24 months of free account management for online transfers, thereafter a monthly account fee of €2.95; 24 months of free girocard, thereafter €11.95 per year. An additional €125 start bonus is granted with three monthly incoming payments of at least €500 each and a total of two direct debit transactions within the first three months after opening the account. The payout may take up to 8 weeks after the conditions have been met and will be credited to the opened BBBank checking account. Changes, adjustments, or termination of the offer are reserved; start of the promotion: 03 November 2025. These bonuses are considered other income pursuant to Section 22 No. 3 of the German Income Tax Act (EStG) and must be declared in the tax return. However, a tax-free threshold (not an allowance) of €256 per calendar year applies to all such income. From €256 per calendar year onwards, the full amount must be taxed. If necessary, consult a tax advisor. **Requirement: checking account; monthly account fee of €2.95 for online transfers; girocard (issue of a debit card) €11.95 per year; salary/income receipt. Visa DirectCard (issue of a debit card) available from age 18; subject to creditworthiness. Free of charge until reaching the age of 30, thereafter €18 per year. 36 free cash withdrawals at ATMs per billing year; each additional withdrawal €1.50. You may also be charged an (additional) fee by the ATM operator.
With the free Young Checking Account from BBBank, you get 1 year of StudySmarter Premium for free – including flashcards, practice exams, and all premium features.
Your BBBank Young Checking Account: all the benefits for school, university, or vocational training
€0* for the checking account – free of charge until you turn 30: checking account, girocard, and Visa DirectCard*** (from age 18).
Up to €150* starting bonus as a gift!
Withdraw cash worldwide for next to nothing, up to 36 times per year. After that, you pay €1.50 per withdrawal. You may also be charged an (additional) fee by the ATM operator.
*BBBank Young Account requirements: New customer (no checking account in the past 24 months). €25 for opening a BBBank checking account. Free of charge until reaching the age of 30. From the age of 30: 24 months of free account management for online transfers, thereafter a monthly account fee of €2.95; 24 months of free girocard, thereafter €11.95 per year. An additional €125 start bonus is granted with three monthly incoming payments of at least €500 each and a total of two direct debit transactions within the first three months after opening the account. The payout may take up to 8 weeks after the conditions have been met and will be credited to the opened BBBank checking account. Changes, adjustments, or termination of the offer are reserved; start of the promotion: 03 November 2025. These bonuses are considered other income pursuant to Section 22 No. 3 of the German Income Tax Act (EStG) and must be declared in the tax return. However, a tax-free threshold (not an allowance) of €256 per calendar year applies to all such income. From €256 per calendar year onwards, the full amount must be taxed. If necessary, consult a tax advisor. **Requirement: checking account; monthly account fee of €2.95 for online transfers; girocard (issue of a debit card) €11.95 per year; salary/income receipt. Visa DirectCard (issue of a debit card) available from age 18; subject to creditworthiness. Free of charge until reaching the age of 30, thereafter €18 per year. 36 free cash withdrawals at ATMs per billing year; each additional withdrawal €1.50. You may also be charged an (additional) fee by the ATM operator.
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